Sunday, August 26, 2007

Surf Fishing The Outer Banks of North Carolina

My first experience surf fishing was with my father on Wrightsville Beach, NC in the 60s. He parked our shiny black Ford Fairlane in a gravel parking lot off the beach and we hiked over the dunes to the surf, carrying rods, buckets, tackle box and various other fishing paraphernalia. I remember him catching bluefish, croakers, puppy drum and flounder as I played in the tidal pools nearby. Later, my grandmother would fry the filleted fish to a golden brown and we would eat them with hushpuppies and coleslaw.

Years later, in the mid-eighties, I remember an early winter fishing expedition near Oregon Inlet, south of Nags Head, this time with my husband, 8-month old daughter and a Chesapeake Bay Retriever puppy. My husband had come in from duck hunting and had heard the big blues were hitting the beach! We parked our 4-wheel drive truck nearby on the hard sand and with the baby playing contentedly in her car seat and the puppy chewing on anything he could find, we lined up along the surf with a few dozen other fishermen, casting the heavy silver spoon lures into the churning waters of the big blue blitz. Cast after cast we were rewarded with huge bluefish, twelve to sixteen pounds, filling up a wheelbarrow in a pyramid of large fish. Later we filleted, boiled and ate the fish in casseroles made with mashed potatoes. Needless to say, we were eating bluefish casseroles all winter long.

Surf fishing is exciting, rewarding and accessible to all. Most locations can be reached either by car or ferry. With a basic understanding of seasons, conditions, equipment and regulations, an angler can get lucky just about any time of the year, but typically the very best times to surf fish are spring and fall.

Popular and prolific sport fish species you may catch surf fishing along the North Carolina coast include:

Channel bass (red drum, puppy drum) --
The spring season generally begins in April. This run will peak by mid May and taper off in early June. Average size in spring is 35 to 50 pounds. In September the smaller drum will enter the surf. These fish will range between 2 and 15 pounds. They are more plentiful than the larger variety and can be found in most sloughs. In late October the bigger drum (40-70 pounds) return and remain until late November. Bait of choice is fresh mullet; rods are 9 to 11 feet with medium to heavy action tips. Size allowed is between 18 and 27 with a daily bag limit of 1 per person.

Bluefish --
Blues are available in a variety of sizes from April to December to surf fishermen and boaters as well. Large size blues (8-12 pounds) arrive in May and remain until November. Their departure is generally hastened by the arrival of the fall run of 15-20 pound giant blues. These later fall visitors are plentiful and powerful. They'll take bait (mullet, spot, or menhaden) or almost any type of lure. Fishing rods 9 to 11 feet are preferred. Bag limit of 15 per day per person. Only 5 allowed over 24 total length (from tip of snout to tip of compressed tail).

Spanish mackerel --
This fish is somewhat of a tourist, arriving in June and staying until later September. The Spanish is delicious, averages 1 to 3 pounds and presents a real challenge to any angler. Spanish mackerel are usually taken on fast moving metal lures. Fishing rod of choice is a 9 foot light action. Minimum size allowed is 12 fork length (from tip of snout to middle of fork in tail). Bag limit of 15 per day per person

Striped bass --
Recently during the winter months striped bass have returned to NC waters in great numbers. October, November and December are the best times for fishing, with fish still showing up as late as February. In Atlantic waters, size limit is over 27 total length with bag limit of 2 per day. For sounds and other areas, consult the NC Marine Fisheries website.

Flounder (summer, southern)--
Flounder begin biting in May as the water warms. By June, the fishing is going strong, with both summer and southern flounder being caught. Southern flounder dominate the catch in inshore and southern NC waters, while summer flounder dominate the catch in offshore waters north of Cape Hatteras. Many flounder are caught using cut baits and some are caught using jigs. When jigs are used, they work best when tipped with fish, shrimp or a mullet minnow.

Other species available to North Carolina surf fishermen are pompano, croaker, trout, spot, hogfish and whiting (sea mullet).

Be advised that there is a proposed recreational saltwater fishing license which is scheduled to take effect January 2006. The license is still being debated by the North Carolina General Assembly and you should check the NC Marine Fisheries website (http://www.ncfisheries.net) to determine if a license is required before fishing the NC coast after that date.

Also, the size regulations and limits given above are accurate at the time of this writing (summer 2005) but are subject to change, so check the NC Marine Fisheries website to confirm these regulations before your fishing expedition.

Whether beginning angler or old salt, surf fishing is a popular and fun activity with minimal expense, no boat required, easy access to great fishing conditions and plenty of action. With a minimum of effort and expense, you can catch a variety of excellent eating fish, have a great time and start making your own memories.

E. A. Edwards is a free-lance writer with a variety of professional and personal interests. You will find more information about fishing and fishing gear on http://www.fishing-rod-guide.info.

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The Perfect Spa and Hot Tub Accessories

Portable spas are becoming increasingly popular these days as people who lead the typical modern stressful lifestyle are realizing the importance of relaxation and rejuvenation. Infrared sauna kits are the first choice for many individuals, as they offer deeper tissue penetration, and a more intense detoxification experience than traditional steam saunas. Along with spa's, many consumers need accessories to maintain that nice, expensive item that they just purchased.

Looking for some scents to make your spa water smell better? They are actually making products for spas that are considered aromatherapy. Not only do your muscles feel great after spending time in your spa, but the delicious scents you inhale make you feel great inside. These are becoming very popular and may be worth a try to see how you feel. Other popular accessories include cover lifters. These are essential is if you live in a colder climate and your spa in outdoors. Not only is it safer to use a cover lifter, it is much quicker and easier to cover and uncover it.

There are numerous spa and hot tub supplies and accessories on the market that are worthwhile checking out. The chemicals are getting better and better and much less abrasive on your skin. You may have to try a few before you find that one that keeps your spa and hot tub clean and clear as well you easy on your skin.

Amy-Jo Strutt is a successful health and beauty writer and regular contributor to saunas-hot-tubs-covers.com an online resource to help you find the very best sauna and hot tub products. http://www.saunas-hot-tubs-covers.com/portable-spas.htm

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How To Compare Low Cost Automobile Insurance In Indiana

It may be tempting to drive around without automobile insurance in Indiana, but this is never suggested. Your insurance I.D. card, which every insurance company in the state must issue with a new policy, is required when you go to register your vehicle. It's also mandatory that you present it if you are stopped by a police officer or if you need to appear in court because of a traffic violation. There is a way to find low cost automobile insurance in Indiana and it involves comparing rates.

Many people make the mistake of calling a well-known automobile insurance company, getting a quote and purchasing a policy. Although its obviously important to have a well-respected company handling your insurance needs, there are many companies in the state of Indiana that offer well priced automobile insurance. Therefore its essential to call or contact at least three or four to receive quotes. Prices can vary quite a bit from one company to another and you may be surprised by exactly how much you can save.

Before you do call any agents to get quotes ensure that you have all the necessary information nearby. This includes your vehicle information including the make and model, your own driving history, and the driving history of anyone else you plan on insuring on the policy. If you have a spouse or partner who also has a vehicle of their own, ask for an additional quote that includes their vehicle. Its often cheaper to purchase one policy that covers all the automobiles in the home, than it is to purchase separate policies for each driver.

You may find that overzealous car insurance agents will try and sell you a policy that includes coverage you simply dont need. The best way to deal with them is to be firm, but polite and clear on exactly what you do need.

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Mortgage Refinancing Without Overpaying

If youre considering refinancing your home mortgage there are steps you can take to avoid overpaying for the new loan. Many homeowners dont realize that their interest rate has been marked up to give the loan originator a bonus and according to the Secretary of Housing and Urban Development, this markup will cost homeowners in the United States nearly sixteen billion dollars this year alone. Here are several tips to help you avoid the unnecessary markup of your mortgage interest rate.

The first step you should take when mortgage refinancing is to avoid your bank completely. Banks are not required by law to disclose their markup of your interest rate. Banks routinely charge their borrowers Service Release Premium to boost their profits when your loan is sold on the secondary market. Bank interest rates are typically .5 to .75% higher than market mortgage rates. The banking lobby has spent millions of dollars to be excluded from the disclosure laws in the United States; dont expect this to change anytime soon.

Mortgage brokers on the other hand are just as greedy as banks so the interest rates you find when comparison shopping are just as inflated as bank rates. The question becomes: How can you refinance your mortgage without paying unnecessary markup? This markup is called Yield Spread Premium and is the difference between the interest rate the wholesale lender approves you and the rate your mortgage broker quotes you.

The biggest problem with refinancing your mortgage with a broker is that brokers are paid by commission; the more you pay, the better your brokers commission. The good news is that you can circumvent the brokers commission and avoid paying Yield Spread Premium when refinancing your mortgage. Homeowners who learn to recognize this unnecessary markup of their mortgage interest rate can negotiate to avoid paying it. You can learn more about refinancing your mortgage without paying too much by registering for a free mortgage toolkit.

To get your FREE Mortgage Refinancing Video Toolkit, visit RefiAdvisor.com using the link below.

Louie Latour specializes in showing homeowners how to avoid costly mortgage mistakes and predatory lenders. To get your hands on this "Mortgage Refinancing Toolkit," which teaches strategies for finding the best mortgage and saving thousands of dollars in the process, visit Refiadvisor.com.

Get your free mortgage refinancing tutorial today at: http://www.refiadvisor.com

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Custom Truck Wheels

Look around and you will see an increase in custom wheels used on trucks today. Less than 20 years ago trucks were just cargo hauling vehicles. In the early 1900s trucks were used primarily for local wholesale and retail deliveries. Today when we talk about trucks we are talking about light trucks. Light trucks include pickup trucks, minivans and full-size vans, and sport utility vehicles. Twenty five percent or more of all new vehicles sold are light trucks.

There is an huge amount of accessories that allow pickup truck owners to convert their weekday work horse to comfortable, efficient and enjoyable transportation. Accessories like lowering kits, lift kits, tonneau covers and custom wheels. Most of these accessories dont have to be practical, people just want to modify a truck to suit their life styles.

Custom Truck Wheels are one of the best accessories you can buy when it comes to improving your ride. Its important to make the right choice for your light truck custom wheel needs. Weather you own a regular cab, extended cab, 4X4 or 2X4 Chevy, Ford or Dodge truck, custom wheels can have a big impact on performance.

Shop on line and get the best price. Save even more on wheel and tire packages and have them shipped to your front door ready to install. On line merchants always know which custom rims will fit best. Find truck rims ranging from 15 inches to 26 inches. If you have a 4X4 they make them even bigger. Look for wheels on line marked RWD for rear wheel drive.

If you have been thinking of restyling your truck lately, start with custom truck wheels. Replacing your wheels will make your truck look sportier while enhancing handling and ride quality when matched up with a new set of tires. We recommend Alcoa wheels, American Racing and Weld wheels for that eye catching look. These manufactures have been stealing the hearts of truck lovers everywhere for years.

Steve Farber is an author and web site publisher on custom wheels including custom truck wheels and car wheels. Read articles and reviews on the top 60 custom wheel manufacturers in the market today at http://www.custom-wheels-n-rims.com and http://www.just-spinner-rims.com

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Purchasing Fire Alarm Systems

While everyone would agree that the installation of fire alarm systems in a place of business or in a personal residence is a wise idea, there are still those that resist purchasing an alarm system. While these people will come up with a ton of excuses as to why they do not need an alarm system, virtually none of these reasons hold any weight. These reasons become even more silly when viewed in light of the reasons why a fire alarm system is an important thing to have installed.

The main reason that fire alarm systems should be installed in a home or office is because these alarm systems will save lives. When a fire breaks out, it usually escalates quickly if the fire is not put out within minutes after it starts. If a small fire occurs in the kitchen and it is not extinguished immediately, the fire will spread and engulf the kitchen. In a short span of time, it may engulf the entire house. Needless to say, this jeopardizes the life of anyone who happens to be in the home. If a fire alarm system alerts the occupants of the home when the fire starts, then the ability to put the fire out quickly is greatly increased. Even if no one is able to contain the fire before it spreads, the alarm will at least alert all occupants of the fire and allow people to evacuate the premises before it is too late.

Some will say that price precludes them from purchasing any kind of fire alarm system. This is silly. One can purchase an alarm on credit if cash is not available. Also, whatever money one pays for fire alarm systems is essentially an insurance policy that protects an untold amount of monetary damage will be incurred if a home or business burns to the ground.

Others will say they are unable to install fire alarm systems. Again, this is a straw man argument. Most dealers will install any fire alarm system that has been purchased from them. In fact, there are many dealers who will install the fire alarm system for free. Some of them will even provide follow up maintenance in certain cases.

There is really no reason to avoid having an alarm system installed. Find a fire alarm system that serves the purposes that are required, purchase it and have it installed.

For vital information on all things concerned with Fire Alarms and Home Security visit Fire Alarms Systems

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Fast Product Creation - 6 Important Steps to Product Creation

The world has never ceaseed in coming up with demands to make everyday life easier and more comfortable. This is the reason why businesses cannot stop in producing new products to meet these growing demands. If you are thinking of creating a product but just don't know where to start, this article is definitely for you! The following are proven tips that will help you succeed in making your products:

1.Do a market research. Identifying your target market and their needs is the first step you need to take before creating your product.

2.After you have identified the needs of your target market, identify the resources available, the amount of time you need to finish the product, and its packaging.

3.Determine desired outcome. Goal setting is very important to realize the importance of your project. Set your objectives and use them as a guide in coming up with a product that will benefit your target market and subsequently bring success to you.

4.Set the deadline on when the product will be completed. Draw a timetable that indicates when a specific part of the process will be completed. This way, you can be assured that the product will be ready on the specified deadline.

5.Once you have the finished product, you can now advertise it using online and offline marketing campaigns to reach more people and get the exposure that your product needs.

6.Sell your product. Offer your product to your target audience to generate revenue.

Want to learn more about it? Download the free ebook, Steps to Article Marketing Success.

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Affiliate Marketing on the Cheap

You've looked at all sorts of work-at-home business opportunities and have decided that affiliate marketing best fits your needs and desires. You know that you have to spend money to make money, but either your budget is very tight or you have decided to not spend a lot of money until you get your feet wet as an affiliate.

As a general rule of thumb, if you spend your money wisely, the more you spend, the less time it will take to start making money.

How do you get the most return for the least money spent? The good news is you can make money in affiliate marketing without spending one red cent.

You will need to establish a web presence and you can do that for free.

The easiest way, in my opinion, is to open a ClickBank account, choose a product you wish to promote, and get your hoplink. It's not actually "your" web presence; it's a link to the vendor site you are promoting, but you can be up and running in less than 5 minutes.

I highly recommend starting a blog. Your ISP may offer free blog space or you can create a free blog through sites such as blogger.com. There are templates available, so you don't have to know HTML, and you can be set up in a very few minutes. You can begin to establish your credibility in your niche by posting articles you have written. Search engines spiders will sniff out your content and your pages will be indexed on Google, Yahoo, et al.

To go beyond these, you will probably want to establish your own website, and this will cost you money and time. You will need a domain name and website hosting. This can be done relatively cheaply by shopping around.

You will then need to build your site. If you know HTML you can do it yourself for free, but it will take time. Or you can use website building software, such as Dreamweaver. These packages range from relatively inexpensive to quite expensive, depending on their features. They are timesavers and they can help you turn out a high quality website, but as I mentioned before, you are trading money for time.

Another option is a turnkey "Internet business in a box" solution such as Simple Money Machines (I am an affiliate for this product). They take care of the domain name, website hosting, website creation, email autoresponder and all the technology stuff that would cost you a great deal of time or a lot of money or both if you did it all yourself. The cost is nominal for what you get, and you can literally be up and running in 30 minutes. Give it a look by clicking on the link at the bottom of this article.

Once you have your web presence you will have to advertise to get traffic to your site. This also can be done for free or for very nominal cost.

I am a big fan of article submission. You can write articles, such as this one, and submit them to distribution services that will publish your articles for free. Webmasters are always looking for good content and they comb these sites for relevant articles. Yours will be picked up and distributed widely. If readers find your articles credible, they will click on the affiliate link at the bottom of your articles and visit your affiliate site. This takes time and multiple articles, but eventually momentum does build. An often overlooked upside to article submission is that once published, your articles will be on the Internet for a long time and many months from now someone could read one of them and click on your link.

If you like the idea of article submission but don't feel you have the talent to write high quality articles or you don't have the time, there are services that will create articles for you. Shop around and you can find some very reasonable prices. These articles will be yours to copyright and publish as you see fit.

Advertising through ezines is also an effective way to drive traffic to your site. Costs vary depending on the size, placement, and duration of your ads, so you should be able to find something that will fit your budget.

Perhaps the highest profile advertising but potentially the most expensive is pay-per-click. If you don't know what you are doing, it can eat up a lot of money very quickly with very little positive result. A good place to get your feet wet in the PPC world without breaking the bank is miva.com. Once you set up an account, the initial cost is $100.

Affiliate marketing is a vast arena, and obviously I've just barely scratched the surface. The main point I hope you take away is that if you do your homework and research carefully, you should have no problem being successful as an affiliate marketer on a limited budget.

This article may be freely reprinted or distributed in its entirety in any ezine, newsletter, blog, or website. The author's name, bio, and website link must remain intact and be included with every reproduction.

Copyright June 2007

Dale Hearn has been a software test engineer for over 19 years and a denizen of the Internet since the early 1990's. Visit http://simplewealthbuilder.smmsite.com/ for information on a step-by-step program that works for him.

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